Remortgaging Advice with ACC Associates Mortgage Brokers

Quite simply, if you don’t take remortgage advice you could be paying more than you need to on your mortgage for your home or buy to let property!

Today, remortgaging is very popular and is likely to increase in popularity as the cost of living rises and borrowers search for cheaper mortgage deals. That’s where ACC Associates can help with a mortgage review and advice to compare your remortgaging options.

In today’s society there are many reasons for you to think about remortgaging, for example, needing to borrow additional mortgage funds for home improvements or some other purpose. Perhaps your mortgage doesn’t fit your lifestyle anymore due to a change in employment, or simply your home has increased in value and you want to take advantage of this. Whatever the reason, more and more people are turning to a mortgage review and remortgaging in order to adapt to society’s changing environment and ultimately saving money. Many people still believe the only reason to review their mortgage and remortgage is if they wish to borrow additional funds, but this is not the case.

Remortgages in Chippenham

For further information on your remortgage options call to speak to an advisor on (01249) 599019 to discuss your individual mortgage needs or request a quote for your remortgage from an advisor. Scroll down for further details on the benefits of having a free initial mortgage review to see if you’ll benefit from a remortgage.

Reducing your mortgage payments and putting money back in your pocket.

If you, like many borrowers in years gone by, believe in keeping the same mortgage provider because of long-term benefits, then you could be losing money by not remortgaging or at least reviewing your options. Loyal mortgage customers maybe paying more each month on a higher standard variable rate (SVR), whilst enabling new mortgage or remortgage customers to pay less.

An example of the savings you could achieve by remortgaging.

If a

  • standard 25 year repayment mortgage
  • for £150,000
  • with an interest rate of 4.99%


was switched to a mortgage package 2% lower, the saving in monthly mortgage payments would be £1,900 a year. Therefore, the question is: can you afford not to remortgage?                                                

When you take out a mortgage with ACC Associates, we will contact you 3 to 4 months before your mortgage deal expires to arrange a remortgage review to compare and advise you on your mortgage options.

Home improvements via a remortgage – Improve, don’t move!

It can be cheaper to remortgage and more convenient to adapt or extend your existing home, than to move properties. You could pay for the improvements by remortgaging or a further advance (via your existing mortgage lender). Why not call us now to find out your options?

Lower monthly outgoings to consolidate debts via a remortgage

Remortgaging can allow you to release some of the equity you hold in your home and consolidate other debts. Car loan and credit cards can attract higher rates of interest than that of your mortgage – so you could reduce your monthly outgoings, or even save on interest costs. We will compare your remortgage options so you enter into a mortgage agreement with your eyes wide open.

Remortgage to raise money

An increase in income or a rise in the value of your home could mean you could increase your mortgage. You might want to use this additional mortgage money to help pay for major outgoings such as a wedding or your child’s university costs – rather than borrowing separately and in some cases more expensively, for the outgoing.

For further information on your remortgage options call to speak to an advisor on (01249) 599019 to discuss your individual mortgage needs or request a quote for your remortgage.

Think carefully about securing other debts against your home. Your home maybe repossessed if you do not keep up repayments on your mortgage.